Navigating Car Financing Options at Your Kia Dealer

Car financing is a great way to get the car you want now rather than saving the full purchase price. As your Kia dealership, we offer a faster, more responsive, and friendlier service than you will find at a bank or credit union. We’ve tailored our service to make the longest part of the process your decision on which Kia model to choose! Let’s look at the steps to putting that key in your hands.

Steps in Car Financing Through Your Kia Dealership

Pre-Approval

When you go to a bank or credit union, you have to complete their application forms, gather all the required documentation, and arrange an interview. Once they’ve checked your form and asked a lot of questions, you have to wait for their decision. That means another trip back to the bank when they contact you. This can take a lot of your valuable time.

Our pre-approval is different. We offer an easy-to-understand pre-approval form on our website. Once you’ve got your information together, complete the online form and send it directly to us. One of our finance team will contact you ASAP to discuss the form. This whole process can be completed without you even needing to leave the comfort of your home.

Loan Offers

When you apply to a bank or credit union, you’re limited to only one provider. Different banks and credit unions have variable criteria for determining if they’ll offer a loan, and these requirements aren’t usually easy to identify. They also favor higher credit scores and are much less likely to offer a loan to anyone with a lower score. In addition, if they refuse a loan, you must start the whole process again.

We send your loan application to our pool of in-state credit providers. Utilizing multiple providers not only increases the success rate for applications but enables you to get an even better deal. Competition among the providers leads to lower interest rates and negotiable loan terms and installments. In addition, there are loan options available regardless of your credit level.

Sign on the Line

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